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Exact rate quotes are very custom these days.  So many variable impact rates (loan/value ratio, credit score, loan size, loan purpose (purchase, refinance, refinance with cash out, whether you have a second mortgage or not)).......for these reasons a one-size-fits-all rate quote does not apply.

Please contact me for a custom, guaranteed quote.  All I need is property value and existing mortgage balances for a refinance, and expected purchase price and down payment size for a purchase.

Email me at steve@southwoodmortgage.com   I'll send you back the numbers you're looking for (rate, payment, costs) and I won't bombard you with emails after that.

If you're really serious get me a complete application to have on file and I'll add you to the Watch List.  You can apply on this site or email me and I'll email you back a one page application form.

And I'm always available by phone  816..942..9800 in the Kansas City area and 888..768..8496 toll free.

Steve Taylor